For 70 years, we have helped members achieve their goals — from their first cars to their forever homes.
Now, during our 70 Days of Savings, you can unlock special offers on Auto, Home, and Business Loans.
Earn $70 cash back at closing when you open a home equity line of credit. No HELOC Closing Costs.*
70 Days – No Payments for new and used car loans.*
Call Business Lending to apply:
352-588-2732 x1234
Members enjoy 9.90% fixed APR. No Matter What.
No Balance Transfer Fee
No Cash Advance Fee
Our Fixed Rate is Forever
We’re your one-stop shop for everything auto, boats, RVs, motorcycles, powersports, and more:
Shop, virtually test drive, and apply for pre-approval right on our site.
Get the best Guaranteed Asset Protection for your loan
Protect your purchase with a warranty
Explore discounted auto insurance rates
San Antonio Citizens Federal Credit Union offers a variety of home loan options to fit your needs:
We offer a variety of business lending options with competitive rates and flexible terms to meet your business needs, including vehicles, equipment, and credit cards. Do you have a loan with another lender? Talk to us about our refinance options. As a small business owner, we know your time is valuable, and you are involved in multiple day to day activities.
To learn more, or apply for a business loan, call our Business Lending team at 352-588-2732 x1234
What if your credit card worked to help you thrive? Ours does. Shop local. Shop online. Shop while you travel. And rest assured – No fees*. No Surprises.
San Antonio Citizens Federal Credit Union is a not-for-profit financial institution, federally chartered on December 12, 1955. Joe Collura, Joe Herrmann, and fellow community members founded the Credit Union with the commitment to promote the financial success of community members. Today, we are the longest-operating financial institution in Pasco County. With locations in San Antonio, Dade City, Zephyrhills, and Wesley Chapel, we are your community credit union.
As a credit union, we are a cooperative, where account holders are members and, as such, are owners not “customers.” We continue to operate with our founders’ guiding principle of “Neighbor helping Neighbor.” This philosophy sets us apart from other financial institutions. We are a community of people leveraging our collective resources to help one another thrive. Our vision is to be the difference that empowers dreams to be realized.
The main difference between a Credit Union and other financial institutions is Your Ownership Role. When you become a member, you actually own a portion of the credit union. Your credit union is managed by a volunteer board of directors who are also owners. All decisions made by the board of directors, and those they have entrusted with the day to day operations of the credit union, are always made with the owner’s (that’s YOU) best interest in mind. As an owner, you are entitled to a vote at our annual meeting and you are paid dividends through lower loan rates and competitive rates on your deposit accounts. Choose to be an owner, not just a number!
